90% network lending platform without ICP license intermediary opportunity to ask 300 thousand big op-若槻ゆうか

90% net loan platform without ICP license intermediary, big opportunity to ask 300 thousand Sina fund exposure platform: letter Phi lag false propaganda, performance is lower than similar products for a long time, buy fund by pit how to do? Click on [I want to complain], Sina help you expose them! Because there was no mandatory provision, many P2P network lending platform did not handle ICP (network content service provider) business license. The latest net home loan data show that as of the end of July 2016, the number of P2P net loan industry platform for the normal operation of 2281, and have the ICP license is about 211, less than 10%. At present, some of the market called themselves "means" intermediary has shouted to about 300000 yuan. On each reporter Shi Na in August 24th, the China Banking Regulatory Commission and other four ministries jointly issued the "Interim Measures for business activity management information network lending agency" (hereinafter referred to as the "measures"). "Measures" clearly stipulates that owning ICP (network content service provider) business license will be one of the necessary conditions for the development of funds depository. This means that most of the platform or will not be unable to obtain the qualification of capital depository and storage business because of the lack of the certificate, and further accelerate the reshuffle of the industry. In addition, the "measures" before landing, there have been many of the platform began to transition, such as the group of Internet financial platform, technology or financial company, so these have transformation platform, or just by the transformation of another vest platform, is not in the scope of supervision? In August 24th, the CBRC and other departments jointly issued the Interim Measures for the management of business activities of online lending intermediary agencies (hereinafter referred to as the "measures"). The "measures" provisions, the network credit information intermediary agencies to complete local financial supervision department shall apply for registration, telecommunications business license in accordance with the relevant provisions of the relevant departments in charge of communications; failing to apply for telecommunications business license, shall not carry out the intermediary business credit information network. Because there is no mandatory requirements, many P2P network lending platform has not handled ICP (network content service provider) business license. The latest net home loan data show that as of the end of July 2016, the number of P2P net loan industry platform for the normal operation of 2281, and have the ICP license is about 211, 90% P2P platform does not have to get a license. Researcher, China Electronic Commerce Research Center Zhejiang Teng Chi lawyer Ma policy told the "daily economic news" interview with reporters, ICP license in practice now generally tightened, the process is not only time-consuming, at least a few months, and high barriers to entry. At the same time, the reporter learned that the current market, some claiming to have "means" intermediary has been ICP operating license fees charged to about 300000 yuan. Less than 10% platforms have ICP licenses, it is understood that ICP is divided into ICP filing and ICP operating license, is for non-profit and for-profit Internet information services two management standards. Statistics show that, due to the threshold is too high, more than 90% of the country’s platform did not get ICP business theory

九成网贷平台无ICP许可证 中介借机大开口要价30万 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   由于此前没有强制规定,很多P2P网贷平台都没有办理ICP(网络内容服务商)经营许可证。网贷之家最新数据显示,截至2016年7月底,P2P网贷行业 正常运营平台数量为2281家,而拥有ICP经营许可证的约为211家,不足10%。目前,市场上一些自称“有办法”的中介已喊价到30多万元。 ◎每经记者 施娜   8月24日,银监会等四部委联合发布《网络借贷信息中介机构业务活动管理暂行办法》(以下简称《办法》)。《办法》明确规定拥有ICP(网络内容服 务商)经营许可证将作为开展资金存管的必备条件之一。这意味着,大多数平台或将因为没有该证而无法获得资金存管业务的资质,进一步加速行业的洗牌。此外, 《办法》落地之前,已经有很多平台开始转型,比如集团化的互联网理财平台,或者金融科技公司,那么,这些已经转型的平台,或者只是借转型换个“马甲”的平 台,是否就不在监管范围之内了?   8月24日,银监会等部门联合发布了《网络借贷信息中介机构业务活动管理暂行办法》(以下简称《办法》)。   《办法》规定,网络借贷信息中介机构完成地方金融监管部门备案登记后,应当按照通信主管部门的相关规定申请相应的电信业务经营许可;未按规定申请电信业务经营许可的,不得开展网络借贷信息中介业务。   由于此前没有强制性规定,很多P2P网贷平台都没有办理ICP(网络内容服务商)经营许可证。网贷之家最新数据显示,截至2016年7月底,P2P网贷行业正常运营平台数量为2281家,而拥有ICP经营许可证的约为211家,九成P2P平台没有拿到许可证。   中国电子商务研究中心特约研究员、浙江腾智律师事务所律师麻策在接受《每日经济新闻》记者采访时表示,ICP经营许可证在实践中现在普遍收紧,办理过程不仅耗时长,起码要好几个月,而且准入门槛高。   与此同时,记者了解到,目前市场上,一些自称“有办法”的中介已经将ICP经营许可证的办证费用标到了30多万元。   不足10%平台有ICP许可证   据了解,ICP分为ICP备案和ICP经营许可,是针对非营利性和营利性互联网信息服务的两种管理标准。   统计显示,由于门槛太高,全国90%以上的平台并未获得ICP经营许可证,大多数平台仅仅拥有一个ICP备案证明。   盈灿咨询高级研究员张叶霞在接受《每日经济新闻》记者采访时表示,目前拥有ICP经营许可证的平台约有211家,不到P2P网贷平台总量的10%,“有些ICP经营许可证申请的业务是通话业务,与平台本身是非关联的。这样的平台有十几家。“   同时,张叶霞表示,ICP经营许可证的审批,区域差异也比较大。比如北京地区很多平台就有该证,而上海地区P2P平台则通常不批。   此外,《每日经济新闻》注意到,早在2013年,ICP经营许可证还是比较“容易”办理的,2014年开始办证就成为了“难事”。   目前,拥有ICP经营许可证的一些平台都是在2013年办理的,比如开鑫贷、盈盈理财。张叶霞表示,这与一些地区问题平台频出,监管趋严也有一定关系。   对于《办法》相关规定,开鑫贷总经理周治翰表示,申请ICP证有着比较严格的审核程序,对于企业的资质要求较高,除了注册资金大于等于100万元等要求,还需要有健全的网络与信息安全保障措施。   办证不易期待细则出台   采访中,某地通信管理局工作人员告诉《每日经济新闻》记者,“你只要有金融监管部门的批文就可以过来申请ICP经营许可证。”但事实上,这对平台来说,却是一件比较困难的事。   此前多家曾尝试申请ICP经营许可证的平台透露,目前通信主管部门对P2P的申请基本都通不过,主要都是卡在了“金融监管部门批文”这一关。   某业内人士更是表示,金融监管部门出具批文也要担责,不能随意出具,除非能通过严格的审核。   而根据《办法》规定,网络借贷信息中介机构完成地方金融监管部门备案登记后,应当按照通信主管部门的相关规定申请相应的电信业务经营许可。   麻策表示,地方金融主管部门备案、申请ICP经营许可证、银行资金存管等,实际上他们的办理顺序,现在并不明确。   “办理ICP经营许可证一直都很困难。除了资质要求,还有一些不是非常明确的要求,比如安全性,具体要达到怎样的程度,其实并不是非常明确。企业在办理的时候,常会搞不清楚状况。“麻策说。   正在尝试办理ICP经营许可证的点点搜财CEO曾文杰在接受《每日经济新闻》记者采访时表示,现在《办法》规定出来,ICP经营许可证肯定是要去办的。   同时,曾文杰也表示,如果难度很大的话,只能去找第三方去办理,但价格实在太高了,北京一些中介要价要30万元。希望相关监管部门尽快出台有关实施细则,以免给平台造成困惑。 进入【新浪财经股吧】讨论相关的主题文章: